Income & payback calculator
Counted the way Vast.ai pays: in dollars per GPU-hour, 730 hours a month. Default rates come from vast.ai/pricing; replace any value with your own.
Why the payback is realistic
On Vast.ai, cards are rented for neural networks: inference and training, not round-the-clock mining. The load is gentler, cards run cooler and last longer, and demand for AI compute is higher, so profitability is higher and payback is usually 1.5–3 years. This is open data: you can check rates and utilization on vast.ai and calculate it by hand.
Basis: 730 hours a month at the set utilization. Cards under rental draw about 80% of their rated power, about 10% when idle; the server without cards draws power all the time; PSU efficiency 92%. About 1% is withheld on payout (Wise, Stripe). Default rates: median offer price on vast.ai/pricing without the platform markup, snapshot of 14 Sep 2026.
Check rates on vast.ai Sources and method